NOTICE OF MORTGAGE FORECLOSURE SALE: Reina Sauer and Shane R. Sauer

May 07, 2026

NOTICE OF MORTGAGE FORECLOSURE SALE

DATE:  April 14, 2026

YOU ARE NOTIFIED that default has occurred in the conditions of the following described Mortgage:

INFORMATION REGARDING MORTGAGE TO BE FORECLOSED

1. Date of Mortgage: June 29, 2021
2. Mortgagors: Reina Sauer and Shane R. Sauer
3. Mortgagees: Central Minnesota Credit Union (Central Minnesota Credit Union has changed its name and is now named MAGNIFI Financial Credit Union, as stated in Minnesota Department of Commerce Bulletin No. 8788).
4. Recording Information:
Recorded on July 7, 2021, as Document Number 1261383 in the Office of the County Recorder of Otter Tail County, Minnesota
5.  Assignments of Mortgage, if any: no assignment.
INFORMATION REGARDING MORTGAGED PREMISES
6. Tax parcel identification number of the mortgaged premises: 24-000-06-0045-000
7. Legal description of the mortgaged premises: That part of the Southwest Quarter of the Northeast Quarter in Section 6, Township 135 North, Range 43 West of the Fifth Principal Meridian in Otter Tail County, Minnesota, described as follows: Commencing at an iron monument which designates the East Quarter corner of said Section 6; thence North 88 degrees 29 minutes 34 seconds West on an assumed bearing along the East West Quarter line of said Section 6 for a distance of 1,324.63 feet to an iron monument at the Southeast corner of said Southwest Quarter of the Northeast Quarter, said point is the point of beginning; thence North 01 degrees 04 minutes 19 seconds East along the East line of said Southwest Quarter of the Northeast Quarter for a distance of 460.01 feet to an iron monument; thence North 88 degrees 29 minutes 34 seconds West parallel with the South line of said Southwest Quarter of the Northeast Quarter for a distance of 689.52 feet to an iron monument: thence South 01 degrees 04 minutes 19 minutes West parallel with the East line of said Southwest Quarter of the Northeast Quarter for a distance of 460.01 feet to an iron monument on the South line of said Southwest Quarter of the Northeast Quarter; thence South 88 degrees 29 minutes 34 seconds East along the South line of said Southwest Quarter of the Northeast Quarter for a distance of 689.52 feet to the point of beginning. Together with a 66.00 foot wide easement for ingress and egress purposes over, under and across that part of said Southwest Quarter of the Northeast Quarter described as follows: Commencing at an iron monument at the aforementioned East Quarter corner of said Section 6; thence North 88 degrees 29 minutes 34 seconds West along the East West Quarter line of said Section 6 for a distance of 1,324.63 feet to an iron monument at the Southeast corner of said Southwest Quarter of the Northeast Quarter; thence continuing North 88 degrees 29 minutes 34 seconds West along said East West Quarter line for a distance of 689.52 feet to an iron monument, said point is the point of beginning of the 66.00 foot wide ingress and egress easement to be described; thence continuing North 88 degrees 29 minutes 34 seconds West along said East West Quarter line for a distance of 635.12 feet to an iron monument at the Southwest corner of said Southwest Quarter of the Northeast Quarter; thence North 01 degrees 17 minutes 08 seconds East along the North South Quarter line of said Section 6 for a distance of 66.00 feet; thence South 88 degrees 29 minutes 34 seconds East for a distance of 634.87 feet; thence South 01 degrees 04 minutes 19 seconds West for a distance of 66.00 feet to the point of beginning of said 66.00 foot wide ingress and egress easement.
8. The physical street address, city, and zip code of the mortgaged premises: 39543 170th Avenue, Pelican Rapids, MN 56572
other foreclosure data
9. The person holding the Mortgage: [check one] __ is a transaction agent, as defined by Minn. Stat. 58.02, subd. 30. The name(s) of the transaction agent, residential mortgage servicer, and the lender or broker, as defined in Minn. Stat. 58.02, is/are […].The transaction agent’s mortgage identification number, if stated on the Mortgage, is […]. XX is not a transaction agent, as defined by Minn. Stat. 58.02, subd. 30. The name(s) of the residential mortgage servicer and the lender or broker, as defined in Minn. Stat. 58.02, is/are as follows: the Mortgagee named herein is the lender and servicer of the Mortgage.
10. If stated on the Mortgage, the name of the mortgage originator, as defined in Minn. Stat. 58.02, is the Mortgagee named herein.
INFORMATION REGARDING FORECLOSURE
11. The requisites of Minn. Stat. 580.02 have been satisfied.
12. The original principal amount secured by the Mortgage was $207,200.00.
13. At the date of this notice the amount due on the Mortgage, including taxes, if any, paid by the holder of the Mortgage, is: $197,520.43.
14. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the mortgaged premises will be sold by the Sheriff of Otter Tail County, Minnesota, at public auction on June 25, 2026, at 10:00 a.m., at Sheriff’s Office, Otter Tail County Courthouse, North Door, 121 West Junius, Fergus Falls, MN 56537.
15. The time allowed by law for redemption by Mortgagor or Mortgagor’s personal representatives or assigns is six (6) months after the date of sale.
16. Minn. Stat. 580.04(b) provides, “If the real estate is an owner-occupied, single-family dwelling, the notice must also specify the date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under section 580.30 or the property redeemed under section 580.23.” If this statute applies, the time to vacate the property is 11:59 p.m. on December 28, 2026.
THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

Name and address of Attorney for Mortgagee or Mortgage Assignee:
Mark F. Uphus
Attorney at Law
310 Main Street East,
P.O. Box 158
Melrose, MN 56352

Name of Mortgagee or 
Mortgage Assignee:
Magnifi Financial Credit Union
320 Main Street East
Melrose, MN 56352

Published in the Pelican Rapids Press May 7, 14, 21, 28, June 4 & 11, 2026